HNB FINANCE introduces “Gold Plan” for customers looking to buy gold

Leading integrated financial services provider HNB FINANCE PLC, under the
auspices of Managing Director/CEO Chaminda Prabhath, introduced its all new “Gold Plan”, an
innovative financial service through its Gold Loan Unit, at the HNB FINANCE Auditorium, Nawala.
As an asset which always maintains and increases in value with time, gold products are becoming
more out of reach for average consumers looking to purchase for personal or investment
opportunities. In that sense, HNB FINANCE’s “Gold Plan” is undoubtedly the most enabling avenue
that facilitates customers who wish to purchase Gold products with utmost convenience and
“As our core principle is to touch the lives of all Sri Lankans and enable them with the most suitable
and sustainable mode of financing, we believe that this new Gold Plan is a definitive step in the right
direction, towards the empowerment of individuals with the ability to obtain Gold products at ease,”
commented HNB FINANCE PLC Head of Gold Loans Lakshman Ranasinghe.
Through this plan, HNB FINANCE will be providing customers with a loan of a portion of the value
of the gold item they wish to purchase through a reputable jewellery retailer. The unique factor
about this scheme is that HNB FINANCE offers customers the opportunity to repay the loan
obtained without collateral through flexible monthly instalments with minimal interest. Until the
total repayment of the loan, the gold products will be valued at the same rate as at purchase, despite
changing market conditions.
Also, the customer can get a proper gold appraisal (karat age) for gold jewellery instantly for free
through a specialist from HNB FINANCE, giving real confidence in measuring the karat value of the

HNB FINANCE PLC was established in the year 2000 and is licensed as a registered Finance
Company by the Monetary Board of the Central Bank of Sri Lanka. The company holds a National
Long-term Rating at ‘A(lka)’; as affirmed by Fitch Ratings. Maintaining an extensive island-wide
presence across 70 branches, HNB FINANCE offers a range of exceptional financial services which
include micro loans, small and medium enterprise (SME) Loans as well as leasing, gold loans, housing
loans, personal loans, savings and fixed deposits facilities.

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